Hi redmania,
I have been a self funder all the way. Have seen all colours of snow (mostly black
) but when I look back (still have no job as a pilot BTW) I do not regret my choise. Had some valuable lessons, and not only regarding flying, I learned a lot of my personality as well.
As K2Skyrider says : think about ten years from know, ask the relevant question, and work from there.
Good luck if/when you start your training
Peter