Have to agree with Magoo that you've already made up your mind and are looking for words of support. Well that's great for you but it ain't going to help you get a job! The odds of you getting a half decent flying job in your mid 40s with the bare minimum hours, frozen ATPL and no commercial experience are so very small (~1-5% or even less) that if you had any sense you wouldn't bother!
Take it or leave it I couldn't care less!!