Hi Damo,
I too am the same age as you and going through the same processes at the momet (except for the GCSE maths bit).
From the (limited) research I have done, I don't see any benefits in paying out the extra money to Oxford over what the CCAT course costs, I can't really see why their course costs £10k more than Cabair for what is basically the same training and same license at the end.
Although, I am looking at doing a modular course and would consider going to Oxford for the ATPL groundschool part only, but after reading on here yesterday about the quality of their training notes then I'm starting to think otherwise.
Good Luck.