Hi Chaffers, I'm not really sure where you are coming from. This is a thread for Pilots who for what ever reason have fallen into a tough financial situation, one which is serious enough to claim innocent lives and ruin others. You seem to be talking about university situations which are quite different in there content, duration and cost, we on the other hand are pilots who trained with the sole purpose of being pilots. I have an honors degree which I worked very hard to get, this I did for my own personal challenge, not to obtain a particular job. As per my previous thread, indeed government loans are exempt from bankruptcy, but then no government student loan will ever match the quantity of debt involved with pilot training or justify contemplating bankruptcy in the first place. You didn't make your position clear as to qualification or bankruptcy but I think you need to experience that which you belittle before you offer advise on the subject. I have zero sympathy for lenders nor do I care how they operate any more, I realise that my bankruptcy is somthing that I arrived at due to my blind desire to complete my training without a proper consideration to employment but there is no use crying over spilt milk, the only thing to do is take the now and move forward, a situation that I would assume most people reading this thread are at. If bankruptcy is the only way to do this, then great after all we are not talking about paying off grandma.
