If you don't know now, then you'll never know...
All of the terms and conditions are stated on the website
and the handlers in PIK would have advised you of yr rights.
Now if the flight was cancelled after 2000, then you are entitled to GBP 50.00 towards yr hotac costs, refundable upon either yr insurance or bmibaby on receipt of yr..erm...receipt..Now I'm not saying this is right or ethical, being brought up on the bmi customer service ethos, however, this is the way of the LO/CO.
Would you find the other lo/co's doing any different?
In an ideal world, you would never ne delayed and the sun would always shine....
Sorry