I am at 50 hours and just about to take my PPL checkride. So far I've only really been in one shaky situation. I was returning from my long-distance solo x-country and was cleared to land on runway 21. Downwind was find, base was fine, on final I noticed that since it was almost sunset I was getting a little glare, but it wasn't too bad. When I started to level off for the landing, every scratch, chip, whatever on the windshield lit up like a hundred lights shining in my eyes. I couldn't see a damn thing. I was stunned by the light and completely forgot about flaring, landing, ANYTHING. I should have gone around and prepared myself for the landing, but I was too stunned and landed flat and fast.
Fortunately everything was fine. Although while taxing, I almost got creamed by a car that came flying between a couple hangars.