I would also add that although that is the current situation, as always it's a supply versus demand issue, and like everyone else, if they cannot get people with todays criteria they change it. I know from going to the road shows for example that they are dead against people doing their own self sponsored type ratings, but in the past, they have taken guys on who have done it. My feeling is if they get desperate, they might do so again in the future.
Splat