Dick, you are quite correct of course when you say
any NHP in my airline who looks out of the cockpit at DH for visual reference, rather than monitoring the approach on instruments as required, will shortly be back on training!
I should, of course, have put the NHP/PNF as saying something along the lines of "Minima... MINIMA... I have control, going around."
Along with one or two others, I am also surprised at some of the circumstances of the incident 411A describes. The Captain is, of course, responsible AT ALL TIMES for the conduct of his flight. Yes, a fuel gauge can be U/S - yes, a refueller can (intentionally or by accident) omit actions he should have checked. But the Captain's backside is the one on the line. He's paid the money for it, he gets the glory, but he also gets the brickbats. Not good enough (in my book) to say "Well, this guy should have done this, that guy should have done that and my FO should have done the other - they didn't and I don't take responsibility for not checking".