MiggHD makes a reasonable point - IR training in the USA is high quality, and much cheaper than doing it in Europe, then you can sort out a lower cost conversion.
Also, why do a UK or EASA PPL? The FAA PPL is an acceptable pre-requisite for going straight into the UK CPL course; unless you've particular desires to fly recreationally in the UK between the FAA PPL course, and the EASA CPL course, you don't need it, and even if you do a 1-year licence validation would be quicker and easier. When you get the UK CPL, it'll have embedded PPL privileges anyhow.
Don't bother with EASA licences if you don't have the right to work in EASAland. If you do have that right, find somewhere to do a joint CAA/EASA CPL course, rather than doing one then the other.
G