Originally Posted by
justapax
It's called a 'UK Global Health Insurance Card' now, and the first two things it says on the back of the card are:
- This card may not cover the full cost of treatment abroad
- Make sure you have valid travel insurance
Ignore these at your peril.
I have one, when I wrote my post I couldn't immediately find my wallet with it in!!
We have travelled in NW Europe for years just on the EHIC / UKHIC, had to use local health services a couple of times but nothing major and just paid the fees due. If we travel further afield we take insurance, we currently have annual cover for 2025/6.
My issue with travel insurance is in our experience, as with all insurances, companies are far to reluctant to pay claims having readily snapped up the premium. That and as independent travellers they bundle in loads of stuff that we just don't need.