krismiler .......... not sure that I fully understand you ! I've used Skype on my laptop for years now, to make overseas calls to banks and other institutions in the USA or UK from New Zealand, usually using an 0800 number for which my Skype account wasn't debited, good job, cos "my call was very important to them" which is why I waited for a long time to tallk to someone.
How can WiFi help me now ? I don't need to create Friends, or Groups but occasionally want to just ring someone, or org. to whom I have never spoken to before. Do you know of a service which operates similar to Skype that I can use. Telegram and Viber (?) have been mentioned but I know nothing about them.
Any advice gratefully received. Thank you.