Originally Posted by
rudestuff
The whole point of V1 is that it literally tells you whether you can or can't stop in the remaining distance available. The general assumption is that you don't go flying with a problem unless you absolutely have to, so your scenario makes no sense. You could lower V1 to Vmcg if you wanted to, but then you'd be going flying in circumstances where it would be more prudent to stop.
The use of V1 min versus V1bfl versus V1max is just a function of strategy, which the OP has stated the reasons for.
V1min would favour continuing, and the limitation would be the TODR, which would increase over V1BFL TODR. ASDR would decrease significantly and not be limiting. What I think the OP may find limiting is the heavily laden nature of the flight. If the aim is to maximise TOM, in most airfield V1BFL will result in the highest RTOM. Reducing V1 from V1BFL will significantly increase TODR, so if the runway was limiting it is unlikely to be an available strategy.