Gents...
Cheers for all your replies, help and advice...like I said, this decision is a tricky one at best, but have learned the hard way that you have to look out for yourself, and not rely on our lords and masters to back you up when you need it (loyalty goes up but not down the chain)!
In light of all your encouragement and advice, and the lack of from Lizzie's little helpers, I have decided to go for it, and to do it Modular....
Naturally, I'll have to track some of you down to pester for further advice and help
and also, to forward on my CV when I reach the dizzy high of fATPL...
In the meantime, ta.....and see you around the airways maybe!?
Monkey