Originally Posted by
Alrosa
Shorthaul 320 Pilot LHR . My mortgage letter from salary portal shows average earnings of £110k on annual basis. I’m junior and do a mix of day trips and 2-3 day trips with overtime and reserve every month. I chuck in the maximum I can into pension so I can get the 15% from BA but I’m not doing AVCs at the moment.
Not sure that’s really very helpful but there you go (I’m also looking to save ASAP for a deposit …)
It's not just about average earnings, any part of your earnings that are not fixed are treated differently by lenders. Sure you might be able to find a lender that will treat them almost as salaried income, but your options will be significantly narrowed & its definitely not likely to be the best rate out there. Salary is king when it comes to mortgages
That being said, wish you the best of luck in your house hunting adventures!