I was interested if you can offer a more favorable equation at an alternative airline. Entry level pay, 2 kids, minus rent, education, activities, transport, tax, food etc. I don't think you can save more elsewhere, so just curious.
My insurance is with Axa and cost about 13 k for the family. A 3 bed in DB is about 24k at the moment, I almost never really need a taxi, my medical cost less than 1000 and my kids normally just play with other kids, for free. I think you would be surprised how expensive life actually is elsewhere, child care, private car, housing, energy. But please bring it on.