Hard to be fair and make a balanced budget, rent could be way higher (living in a nicer area), or way lower (Tung Chung or New Territories apartment for one). Car? My additional insurance for a family of three (outpatient excluded) is over 40k… maybe I’m getting shafted.
That said as KAboy points out, the remuneration side of the equation is also debatable as those are “target” salaries, ie including productivity pay over which you have zero control. Cancellation, roster change, AOGs, another downturn (God forbid!) or even just get sick and your pay plummets. In addition, the extra hours you need to fly to achieve that target will change at their discretion.
For sure on the 747 they’re nowhere near those target numbers, nor are they on the 321, and these are the fleets you will likely be assigned to. Having said that they’ve thrown a couple bonuses/profit shares our way recently.
What would really help is a higher ratio of fixed to variable salary, to give both new joiners and existing crew some financial certainty. Right now it’s a lottery.