Not sure I follow what you want answered, you want a random on the internet to tell you whether you need to spend thousands on a type rating IPC, when you could just email the company you wish to work for and ask what they need. Are people that introverted these days that just shooting off a simple email to HR department stating who you are and asking what you need to do to be competitive is so difficult. If you can't even do that I'm guessing you are going to struggle on the interview. Anyone with jet experience is sitting on a licence to print money at the moment. If you are not employed there are going to be more questions than whether you are current or not, like why are you one of the very few that are unemployed, seriously, they will be asking why you haven't had a job for the last few years given the shortage of experienced crew.