Originally Posted by
Squawk7700
It’s not a good risk for the insurance company. Say you sign up at 25 years old and a year later you find out you are a diabetic
My understanding is that properly controlled (type 2) diabetes doesn't automatically disqualify you from a Class 1 Medical. Type 1 on the other hand does, but that is far more rare so I wouldn't think the prospect of "diabetes" disqualifying a pilot from flying commercially would be one of the main reasons insurers won't touch it.
I think more likely is that it is too niche for them to do the probability research so most just don't bother with it because it's easier to ensure the 99% of other professions that don't have ANY medical requirements.