yeah, it's rough as hell - the recurrent on the aircraft that I have been flying ranged from 30k to 50k and I freelanced for a year, which ended up covering the cost of another year but unless you live somewhere useful tthen freelancing isn't really an option. You could look at the cost of an Embraer 135 rating as I imagine it will be significantly cheaper than even a recurrent and there will be jobs and the occasional freelance gig on Legacy 600/650s