21 yrs for me Raven.
Did a stint on the JRC to try and change that mindset which turned out to be an absolute waste of my time.
When my offboarding process was complete I was told by a pimple faced clerk to “enjoy the rest of my life”
Whilst initially insulted by the flippancy of the comment I have since come to realise that maybe she knew more than she was letting on !
Ditto to all you have stated.