So in conclusion, all the numbers mentioned are a lot lower than EK.
The EK pfund payout after 10 years on year 1 FO pay with zero growth is over 60% higher than that, based on only company contributions. It’s more than double with the employee 5%. 10 years on Y1 CN pay puts the company contributions at 3.5 times that FZ EOSB.
There may be valid reasons to pick FZ over EK, but money is definitely not one of them.