We have just reviewed this for Wings Alliance members because prices have been going up recently.; We make a realistic bottom-end cost to be about £57K from scratch, including APS-MCC, UPRT etc. This involves a fair bit of shopping around and does not include any travel costs to the US/Spain etc. but I think it is achievable. In the past we have had more than a few spend less than £40K to £45K.
Possible training costs