I have been flying with one of 2 self funded 737 F.O.s that we have taken on, 0 commercial experience prior to joining the airline.
He is of the opinion that the pool at the organisation he trained with is empty, if he is correct then maybe now is the time, if he is not can you service the debt.
This will allways be a gamble and people are not going to give you a job in the current market just because you have the type rating, interview technique and personality will have a large bearing on the situation. To put t bluntly if the aircraft goes tech down route which of the people could I stand being stuck with?
Best of luck to all those still looking for that first break.