I always said.. “ Fuel is a good substitute for brains” ….and the bean counters could send me as many emails as they liked about my fuel loads…they were not ( generally) in my aircraft. SIN with TS on the TAF… I would carry an extra 60 mins fuel, regardless of what LIDO told me.
My policy got me through 22000 hours without any “ I should have worn my brown trousers “ moments.