They might pay a little fine, but they have already factored that in as a "cost of doing business". It won't come out of their pockets anyway, the staff & shareholders will be paying that bill. AJ and the "guys" will sleep like babies tonight and will be laughing all the way to the bank again tomorrow. They will finish up the day in the Chairman's lounge or something simular, sipping on a nice shiraz, comparing notes on what a bunch of suckers the staff, customers and regulators really are. Pure criminal masterminds, walking away with the whole stash & making it look easy.