I love (airline) flying, but the problem is the hours and the disruption are getting greater. The petty rules and the hurdles are increasing. The home life is suffering. The management don't care. The Ts and Cs are reducing - why should aircrew subsidise the passenger's ticket prices through our crappy Ts and Cs and low pay ???? Is that what we spent all those hours and years training and passing exams for?
I would start retraining for another career now, while you continue to fly. When airlines go bust, most pilots have no other skill or qualification, and are reduced to driving lorries, (no disrespect to lorry drivers), or deliveries for supermarkets just to pay the mortgage and put food on the table.
I would advise doing some research and finding a career to provide a plan B. Plumbing, gas, or house electrics for example, is very lucrative, judging by the prices they charge. Or renewable energy installation. You could maybe study for those and gain your certificates while still flying. When you have the qualifications, your other half can work to pay the bills while you find an apprenticeship position at a local firm, and take it from there.