Reido, in answer to your questions I'm still undecided about where to do the training... was considering USA for the CPL, as hopefully it'll be winter by the time I'm ready, then back here for the IR. Stapleford looks a good bet for me given reputation and near where I live.
If I don't get a job?? I am semi prepared for that one, in that at worst, I get to spend a year or so "off" from work, and that doing it will be an acheivement in itself. If I can't fly commerially then at worst I'll be a better private pilot.
However, I truly believe that I will get the paid flying job I covet.
I'm an IT project manager, so hopefully I could go back to that.... but that is too depressing to even consider. In summary, Failure is sort of an option, but I'm not going to waste energy thinking about it too much yet!