Originally Posted by alexeyAP
Frankly no, and nor would I want to put the financial strain on my family to advance my own career interests.
You may have to. You won't be able to get a loan for the entire training costs. Your options are (as far as I can tell):
save up and fund £100k
get your parents to remortgage
The military is both competitive and also will probably be able to tell you are after a flying qualification. It will also take a decade or more. There are very few, if any, full scholarships in 2023 or the foreseeable future. Over the past twenty years, I have encountered/can think of precisely three. One was for one person a year, one was for just one person (and was an in-house/not advertised deal) and the other was by EasyJet; but only for 6 female pilots. As far as I know, none are still avalialbe.
Originally Posted by alexeyAP
Is there a disadvantage to working, saving on the side, then doing modular full time? The way I see it I would rather be devoted to one thing at a time (plus the ~4.5% interest is nice too )
Yes. It will take you a very long time and you will probably struggle financially. It's also a slightly crazy financial decision. If you had a spare £100k, it is a risky investment to invest in flying training. You have absolutely no guarantee of a job at the end of it. Be warned.
Originally Posted by alexeyAP
is there any advantage whatsoever to doing it integrated? Genuinely interested as for 2x the price it doesn't seem like a lot of bang for the buck.
You traditionally have access to more employment opportunities with airlines, some exclusively. Read around on this forum for more info. There's plenty of it.