If it's any help to you guys, my timeline from references onward is below:
Early Nov/2022 - XRef References go out
30th of Nov/2022 - Application on hold over holidays
Early April/2023 - Verbal offer
Mid April/2023 - Written offer & online onboarding
10th of July/2023 - Start date
From what I've read here, XRef is a pretty good sign you're through. (But I don't work for P&C so don't book flights over yet).