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Karanou,
Thank goodness somebody else has posted this- I am also 34 Karanou and agonizing over whether to take the plunge and go for Oxford and ruin my career and financial life and probably lots of other things too....but it's wrecking my brain.....it's the big question- are we too old????? If the answer were a definitive no, I would go for it- but it is the biggest single worry, much more than the finance...