Originally Posted by
Clare Prop
I can assure you that engines are covered by insurance.
Not in all cases. It depends what caused the crash/outlanding. If you’re engine fails and you land safely on a road or paddock, the engine is not going to be covered under normal policies. You’ll be covered for recovery costs and the cost of you wings hitting the sign posts.
If you roll the aircraft into a ball, escape and lose it to fire, you may still not be covered, depending if a cause can be found. I know of an aircraft that had an engine failure and was an economical write off and they were still analysing what caused it, who was at fault and whether they would pay for it some 4 years later.