Originally Posted by
Sloppy Link
My understanding is the Police have their pension contributions returned to them to invest in another pension on the open market, reason being the Police pension is more generous by reason of being in the Police. The system is set up such that is their only option, they can’t use as a lump sum etc unless they would be able to do so in the normal manner, over 55, up to 25%.
No. The individual's contribution remain "invested" in the police pension, but the force can apply for its contributions to be forfeited under specific circumstances.
1.10. Forfeiture will not be appropriate in every case where a pension scheme member has committed a criminal offence, but should be considered where there is, or might be, public concern about the pension scheme member’s abuse of their position of trust. In order to be eligible for a forfeiture certificate, the offence(s) must have been committed in connection with their service as a member of a police force.
1.15. However, the Courts have determined that an individual’s pension may be forfeited by no more than 65% i.e. only contributions that have been made by the police force. The remainder reflects a member’s own contributions which cannot be forfeited.
https://assets.publishing.service.go...e_guidance.pdf