Originally Posted by
ShyTorque
When did that rule come into force? It certainly wasn’t the case when I left at my 16/38 point.
That's because you had a 16/38 initial pension point. Anyone who joined between April 2005 and April 2015 only has a 18/40 initial pension point: one of the changes brought about by AFPS05. If you leave before your initial pension point, you don't get an initial pension...