If you hadn’t done your PPL Modular would still be the best route. You’re already £10K in, to do integrated now would be absolute madness.
You will finish faster, with more in your pocket and have a better experience going to Modular and not willingly putting yourself into a sausage machine.
Cash for a type rating? Excellent. Ryanair will bite your arm off and you’ll be a captain in 7 years from now if you get cracking. Enjoy.