Sounds Familiar
Sounds an awful lot like the RAAF Accident a few years ago. They dropped a CATM (Captive Air Training Missile), basically an inert Aim-7/9 off the wingtip station of a Hornet. Only problem was, they did it over the middle of a city! The missile dropped onto some poor blokes Land Rover and completely destroyed it. Apparently it missed his family, who were having a BBQ by about 15'.
The RAAF gave him a new 4x4 though, and Land Rover used it in their Ad campaign....The only way to destroy a Rover.. Hit it with a missile! P-)
Seriously though, mistakes can and do happen, much as we hate to admit it...We just have to think about what we are going to do before we do it, to minimise this sort of thing. And hope not to be under the next we-know-not-what, that gets dropped of an aircraft, be it military or civillian.
Tailwinds