Will66
Section 75 of the Consumer Credit Act only covers losses on CREDIT cards not debit or charge cards. That's why it is always best to pay for large items using a credit card if you can. However lots of businesses restrict the amount you can pay for on a credit card eg. buying a car they are happy for a deposit up to £2K ish but not the remaining balance. Getting a £30,000 credit card limit will be very difficult without a good credit score history, the days of bank/branch approved limits & recommendations are long gone.
However the best advice on your thread given by others is don't go integrated. The reason why integrated schools steer you down this route is there are much larger margins in it for them, hence the CEO's RS6. Modular as stated by me & lots of others on numerous posts over many years is without doubt it's the most flexible and least risk option in an increasing risky world. Modular schools normally like to see you in credit for your flying training but anything over £5k think twice.
Finally don't believe ANYBODY (usually a big integrated selling point) that there is a better chance of a guaranteed job at the end of it, that will primarily depend on market forces at the time. I was a ATPL theory instructor at Oxford when 9/11 happened, the fully sponsored Aer Lingus course & a British Airways course were cancelled within 48 hours so much for guaranteed job.