Just come back from OFT. Better than some schools I have been to. Yes problems with aircraft going tech and delays due to weather, but it is what you expect with aviation. As for being ripped off - not me I knew what I was going to be charged from day one and looked at my propossed bill from the start. I had very good instructors. The $175.00 insurance charge is to remove the excess and is voluntary. No bad comments on OFT.