There's also the big thing to realise which I'm keeping in mind while working full time and going the modular path. In the UK alone there are many many folk with CPL ME/IR MCC fATPL URPT YMCA LMAO who cannot get an airline job. Flight schools are full of them. If you have a good job, keep it until you can get a flying job otherwise you could end up stuck doing discovery flights in Cessnas.