100k is not a comfortable income if you have children to educate. Nor will it get you a mortgage on anything worth living in.
All of my builder mates are lately charging $900-1200/day wages plus whatever profit is in the quote. I have a friend with a crew of three erecting sheds that makes as much as a widebody captain. He is home every night and every weekend.
On edit…my daughter’s former school now costs $30K ++. That’s with after tax dollars too. And being the poorest kid in class does them no favours either.