I couldn't agree with you more kiethl. There have been plenty of well documented cases (none of which are currently at my finger tips, apart from NZ60's now famous erroneous GP incident - but that's another matter entirely, of course). The fact is that it IS possible for an aircraft to be hot and high, not properly configured.
At such times, pilots still naturally want to try to land on time, to save money for the company and minimise complaints from the pax. So they setup a higher rate of descent than normal, with a higher groundspeed than normal, then try to play catchup with the checklists and aircraft configuration. This can work out okay but the odds are not good because Murphy's Law intervenes so that the aircraft intercepts a false GP and the crew is too busy to notice it due to a higher workload than normal.
So yes, it happens. Unfortunately.