Originally Posted by
Lead Balloon
So let us learn from you, 43”. How much public liability insurance cover do you have for everything you do?
Remember: You could stuff up while riding your push bike, swerve in front of a school bus which then plunges off a cliff when the driver fails to resist the reflex urge to avoid colliding with you. 40 kiddies in wheelchairs….
I know what you are getting at but the law is on the pushbikes side, and pedestrian, nothing you can do on either can 'cause' the scenario you describe. Cars have to give way to bikes, and pedestrians on the road, regardless of whether they are following the rules. I've driven busses as well, the driver would make him and the company liable for the accident because he swerved and didn't stop straight. Short of you hijacking the bus and intentionally causing the accident you would be covered by the busses insurance if you were driving. Liability insurance is for your property causing harm to others, if you tripped someone over intentionally they could sue you yes. But short of having super powers nothing you could do generally with the chance of you at fault without it being criminal would have the chance of extreme expensive damage to others. Other things like leaving obstructions on roads that cause accidents is criminal so you would not really be worried about law suits rather jail time. Things dropped accidentally from vehicles that hit other vehicles is covered by the car insurance.
In the instance of swerving, you can have all the dash cam footage you want of the incident, but if the other object does not make contact and you crash it will be deemed your fault.