You do need actually 200 hours in aircraft (dual time counts of course), the time on sim does not count. So you do actually need more than 100 PIC hours if you did not have to do very much more for PPL(A) than the required hours.
Also thought SIM hours counted in some way, but found out more than 100 PIC had to be done in order to get to 200 hours in order to apply with my papers for the licence. Just for clarification: you need 150 hours to be eligible to start CPL(A) training and 175 hours to attend the skill test with examiner (300NM+ crosscountry included with landings at 2 different airports). So you can actually fly after the skill test before you submit your papers to the ULC (CAA).