Morno, good for you. In 40 plus years of 48 it was not too hard to figure out where you stood but this “heap of ****” has more if’s, but’s and maybe’s than a Rhodes Scholar could understand, remember and use, they had to make a “calculator” to help. Nope, just a modern whip to get more out of us and oh, if you go “fatigued” there must be something wrong with you so off to the company Dr for a look see. Yeah great.