Ok well thank you for the clarification.
So I can fly above cloud, so long as I can still see the surface. How much surface do I have to see in order to remain VFR? I take that as soon as you loose sight of as much surface that you can longer navigate visually, your are then IFR.
At night PPLs (with night rating) file IFR, even thought they are still VMC.
And pilots in the UK fly QNH approaches anyway.
Right?
once again, I appreciate your help.