PPRuNe Forums - View Single Post - How good is medical coverage in the USA
View Single Post
Old 20th May 2022, 17:51
  #2 (permalink)  
fuelsurvey
 
Join Date: May 2015
Location: Canada
Posts: 53
Likes: 0
Received 0 Likes on 0 Posts
I immigrated to the US from Canada. I have great coverage with my airline. I pay $450 USD per month for a family plan.

The healthcare is much better in the US if you have good insurance. Little to no wait times and the facilities I’ve been in are much nicer. Going to an urgent care clinic you’ll be seen almost immediately.

What you will find confusing is all the “network “, copay, deductibles etc.
I pay $20 per visit to a doctor. I have a $200 deductible. There’s strange things with each plan. If I book certain things through other companies I can avoid the deductible. It’s a mystery at times.

My plan offers an FSA which means I can have additional payroll deductions on pre-tax income which I can then use with a special debit card to pay the copays and deductibles. Most plans will offer an HSA or FSA.

Once you get past the initial confusion I think you’ll prefer the higher quality service.

I used to live in Quebec and it was awful for healthcare.
fuelsurvey is offline