SAAM - WARNING ! Stay away . I have a case with them, won in the court against them, they refused to pay ! Waiting for 2 years + and now with a final judgement against them, they still refuse to pay . I did the mistake to trust this forum , where they announced themself as a good insurer - Be aware, they created from beginning of my claim troubles, even two AME stated I am unfit to fly , even the court has decided I am eligible, they do not pay.