Ok now I know you’re talking rubbish. My mate lives in Dubai, moved last year and he has a 4 bed villa with pool and he paid 140k AED. He is not a pilot.
Company he works for pays him a basic and he gets a bonus on top of this.
When he got his car they asked him his salary and told them his basic and bonus. All they needed to see was last 6 months salaries with the bonus and they took an average.
So yes everything you are saying is BS.