747, nothing to be humble about, like anybody money pay's the bills and thats one of the things you must look at. Obviously training and experience can come into it, getting extra courses etc. The UK is just taxing people too much, in the USA it's getting as bad and the cost of housing is very restrictive. HKG well it has to float your boat doesn't. Anyway one of your Ex BMi mates at EWR could give you all the up to date info!!
Who know's what the future holds