Strafer, you are correct....generally. I doubt you could get similar for £4000 in UK at the moment...except Moray Flying Club at RAF Kinloss near Inverness. They will take £65 per hour off you for C152 dual, meaning you could get a PPL/Night in UK airspace for less than £4k...plus they train to a high standard (it is after all on an RAF base). Admittedly it does not have a lot of Class D airspace nearby...but you will get some of the best flying training in the UK...cheap. And it is open to civilians....and you get to mix with Nimrods, Hawks, Tornadoes in the visual circuit.
It is out there if you look around...just not everybody advertises in the flying magazines.