Contact Approach
I disagree with that last part of you're statement but I do fully agree with the first part. I'd be of the opinion that It would be too risky (at this point in time) had you a family/other responsibilities to consider but again that's why I've been trying to balance both sides here.
What's not fair is for those without said commitments and interest in the scheme are being fed mis-information on here with fake contracts/t&c's.